"Omelet" <omp_omelet@gmail.com> wrote in message
news:omp_omelet-D288E6.13484720092007@news.giganews.com...
>> Another possibility might be using an insurance replacement cost as a
>> back-up. But in our case, our insurance company has our replacement cost
>> sky-high.
>>
>> Dee Dee
>
> My insurer uses the city evaluation, then adds house contents, partially
> based on my own input. Insurance isn't just the property, it's also
> replacement value of the contents which can be considerable.
> --
> Peace, Om

I don't know how the insurer comes up with our evaluation. But to get the
figure for the full replacement value of goods, they add 1/2 of the amount
of the house evaluation to the house evaluation.

Our insurance evaluation is totally different than our county taxes.
Dee Dee